Акции SoFi растут на фоне запуска кредитования для малого бизнеса и участия в программе Trump Accounts

SoFi Technologies Inc (NASDAQ:SOFI) shares are trading higher on Monday as investors digest operational developments that expand the company’s lending footprint. SoFi’s Trump Accounts tie-in is also getting extra attention after the Treasury said nearly six million children have already enrolled, and the program includes a $1,000 federal contribution for eligible children born between 2025 and 2028. Here’s what investors need to know. - SoFi Technologies stock is surging to new heights today. Why is SOFI stock up today? What Is Driving SoFi’s Recent Stock Surge? SoFi recently launched SoFi Small Business Loans, offering fixed loans up to $250,000, with eligibility checks "within minutes" and funding as soon as 24 hours after approval, alongside zero application fees, zero origination fees and no prepayment penalties. Separately, it’s listed among corporate backers providing matching contribution initiatives for the Trump Accounts program, which launched as a nationwide rollout on July 4. SoFi’s visibility around the rollout also rises as more large employers commit capital, including Micron’s employee contributions plan for up to $1,000 per eligible child under 18 and a $250 seed contribution in communities where it operates. Micron framed the initiative as supporting up to one million children, which can keep the program in headlines and amplify attention on listed corporate participants like SoFi. SOFI Stock: Key Levels and Momentum Indicators From a trend perspective, SOFI is leaning constructive in the near term: it’s trading above its 20-day SMA ($17.33), 50-day SMA ($16.87), and 100-day SMA ($17.40), which keeps the short-to-intermediate uptrend intact. The longer-term picture is still a repair job, though, with the stock trading 16.1% below its 200-day SMA ($22.29) and the March death cross (50-day below 200-day) still acting as overhead friction. For momentum, MACD is the cleaner read right now: it’s above its signal line and the histogram is positive, which points to improving upside pressure versus the prior downswing. In plain English, MACD above the signal line suggests sellers are losing control and buyers are starting to press again, even if the longer-term trend hasn’t fully flipped. - Key Resistance: $18.50 — a nearby pivot area where rebounds can stall, and it’s close enough to matter as price tests the upper end of the current range - Key Support: $16.00 — a nearby floor that sits below the short-term moving-average cluster and would be a key "line in the sand" if momentum cools What Is SoFi Technologies and Its Business Model? SoFi is a financial-services company that was founded in 2011 and is based in San Francisco. Initially known for its student loan refinancing business, the company has expanded into personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning, aiming to be a one-stop shop through its mobile app and website. That "digital-first" model is why a small business lending launch matters: it’s another product line that can deepen member relationships and diversify lending beyond consumer categories. Through its acquisition of Galileo in 2020, SoFi also provides payment and account services for debit cards and digital banking, which can add a platform angle alongside the consumer-facing brand. SoFi Earnings Preview: What Analysts Expect for July 2026 Following last quarter’s results, investors are now tracking the path toward the next reporting date on July 29, 2026 (confirmed). - EPS Estimate: 11 cents (Up from 8 cents YoY) - Revenue Estimate: $1.11 Billion (Up from 86 cents Billion YoY) - Valuation: P/E of 40.5x (Indicates premium valuation relative to peers) Analyst Consensus & Recent Actions: The stock carries a Hold rating with an average price target of $22.50. Recent analyst moves include: - Truist Securities: Hold (Lowers Target to $17.00) (May 12) - Citigroup: Buy (Lowers Target to $30.00) (May 4) - UBS: Neutral (Lowers Target to $21.00) (April 30) SoFi Technologies Benzinga Edge Scorecard Overview Below is the Benzinga Edge scorecard for SoFi Technologies, highlighting its strengths and weaknesses compared to the broader market: - Momentum: Weak (Score: 15.82) — Despite today’s pop, the broader momentum profile still screens as lagging versus stronger trend leaders. - Growth: Strong (Score: 98.07) — The score reflects a growth-forward profile that can attract buyers when risk appetite improves. The Verdict: SoFi Technologies’s Benzinga Edge signal reveals a growth-heavy profile with weaker momentum, which often translates into sharper swings around catalysts and key technical levels. For longer-term bulls, the setup improves if price can reclaim and hold above the 200-day moving average, while risk management tends to center on protecting the mid-teens support zone. SOFI Stock Price Update: Current Activity on Monday SOFI Stock Price Activity: SoFi Technologies shares were up 3.23% at $18.83 at the time of publication on Monday, according to Benzinga Pro data. Image: Shutterstock © 2026 Benzinga.com. Benzinga does not provide investment advice. All rights reserved. To add Benzinga News as your preferred source on Google, click here.