В Ренольдс-каунти всего 16 полисов страхования от наводнений после катастрофического паводка

Reynolds County has just 16 flood insurance policies, a weekend flood exposed the gap LESTERVILLE, Mo. (First Alert 4) - First Alert 4 Investigates is diving into federal data following what first responders and Missouri Gov. Mike Kehoe call a one-in-a-thousand-year event in Reynolds County last week. Viewer video captured first responders conducting rescues in floodwaters several feet deep during the weekend event. With floodwaters receding, questions remain about how prepared residents were, and are, for future flood events. The latest FEMA data, from last month, shows Reynolds County has just 16 active flood insurance policies. Census data puts the county’s population at just under 6,000 people. First Alert 4 Investigates found Missouri is among several states where the number of flood insurance policies has decreased this year compared to last. Missouri ranks ninth on that list, with a 6% drop in policies. Illinois also appears on the list, ranking 17th, with a decline of nearly 5%. Income is a major factor in the low policy numbers, according to sources. Reynolds County’s median income is roughly half of the state’s median. Most homeowners’ insurance policies do not cover flood damage. A separate flood insurance policy is required to cover a home, belongings, or both, and experts said that applies whether a person owns their home or rents. FEMA administers the National Flood Insurance Program. There is a 30-day waiting period before a flood insurance policy goes into effect. Copyright 2026 KMOV. All rights reserved.