Правительство Мизорама подписало соглашение с банками для внедрения системы «Один отдел — один банк»

Aizawl, September 7, 2026: The Mizoram government on Monday signed a Memorandum of Understanding (MoU) with eight banks to implement the ‘One Department, One Bank’ (ODOB) initiative aimed at strengthening the monitoring, management and transparency of government funds in the state. The agreement was signed in the presence of Chief Minister Lalduhoma and Adviser to the Chief Minister (Finance & Planning) TBC Lalvenchhunga at the CM Conference Hall in Aizawl. Speaking at the event, Lalduhoma said Comptroller and Auditor General of India (CAG) audit reports had repeatedly pointed out instances of substantial government funds being kept in Drawing and Disbursing Officers’ (DDOs) accounts without the knowledge of the Finance Department. He said difficulties were sometimes faced in obtaining adequate information about such funds, making it necessary to introduce a system that would enable more effective monitoring. “To address such difficulties and enable more effective monitoring of government funds, we have decided to implement the ‘One Department, One Bank’ system,” the Chief Minister said. The initiative will initially cover eight government departments, with more departments to be brought under the system progressively as required. Lalduhoma said the initiative marked a new approach to public financial management and would improve transparency while enabling the government to monitor and manage its funds more effectively. He also expressed gratitude to the participating banks for partnering with the state government. The Chief Minister also highlighted Mizoram’s relatively low Credit-Deposit (CD) Ratio, which stood at 55.83 per cent in 2025-26, compared with 73.52 per cent in Assam, 61.1 per cent in Nagaland and 61 per cent in Tripura. He said the government aims to raise Mizoram’s CD Ratio to at least 67 per cent by 2028-29, and urged banks operating in the state to make concerted efforts towards achieving the target. The eight banks participating in the ODOB initiative are State Bank of India, Mizoram Cooperative Apex Bank, Mizoram Rural Bank, Axis Bank, HDFC Bank, ICICI Bank, Union Bank of India and Indian Overseas Bank. Commissioner and Secretary of the Finance Department Vanlaldina Fanai signed the agreement on behalf of the Mizoram government, while authorised representatives of the participating banks signed on their respective behalf. The eight departments initially brought under the initiative are the Public Works Department (PWD), Public Health Engineering Department (PHE), Power & Electricity Department (P&E), General Administration Department (GAD), including all Deputy Commissioners, Urban Development & Poverty Alleviation Department (UD&PA), Rural Development & Administration Department (RD&AD), Health & Family Welfare Department (H&FW), and Institutional Finance & State Lottery (IFSL). The specific mapping of departments to the respective banks has not yet been finalised and is expected to be completed shortly. Officials also said that certain government schemes already operate under their own Standard Operating Procedures (SOPs) for the flow and management of funds. Such schemes may be kept outside the ODOB framework where their existing arrangements make implementation under the new system impractical.