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The World’s Largest No-Strings Cash Experiment Is Paying Out in Malawi MALAWI · SOCIETY Key Facts —The size: GiveDirectly describes the US$198m programme as the world’s largest trial of unconditional direct cash transfers. —Who receives it: As many as 230,000 adults across two districts of Malawi are each receiving about 1.2 million kwacha (close to US$700, at roughly 1,700 kwacha to the US dollar), with no restrictions on how they spend it. —Who is paying: The programme is run by the US nonprofit GiveDirectly and funded by the Canva Foundation, the philanthropy of the Australian design software company’s co-founders, which committed US$50m between 2021 and 2023 and added a US$100m anchor pledge in October 2025. It is not a Malawian government or World Bank programme. —Who is measuring: The organisation is working with researchers from Oxford University, Harvard University and IDinsight to run what they describe as the largest randomised controlled trial of unconditional cash transfers in a low-income country. —What it is testing: The design looks at general equilibrium effects, meaning what happens to prices, wages and local businesses when a whole area receives money rather than a selected household. —What recipients did: Reported examples include a tailor in Chiradzulu district who bought a 500,000-kwacha (about US$290) electric sewing machine to meet a surge in orders, and a 19-year-old in the village of Kamala who set up a makeshift cinema. —The timing: The trial is running just as more than 44,000 Malawians have been repatriated or deported from South Africa since mid-June, which makes the domestic income question unusually live. A Malawi cash transfer trial worth US$198m is paying about 230,000 adults roughly US$700 each, with no conditions attached, in what GiveDirectly calls the largest programme of its kind. Researchers from Oxford, Harvard and IDinsight are measuring what the money does to the local economy. What the Malawi cash transfer trial actually does The programme covers two districts and pays adults directly. Each receives about 1.2 million kwacha (close to US$700), in a country where that sum is roughly a year’s economic output per person. There are no conditions. Recipients are not required to spend the money on schooling, health or anything else, and no repayment is expected. The cash arrives by mobile money, straight to the recipient’s phone. That design is the point. The trial is testing what people do when given money and trusted with the decision, rather than what they do when given a specific service. Why the scale matters more than the amount Most cash-transfer studies select individual households within a community, which makes it hard to see what happens to the wider economy. Paying most adults in a district changes that. The technical term is general equilibrium effects. If everyone in an area has more money, prices, wages and the number of local businesses can all move, and those movements decide whether the transfer makes people better off in real terms. That is the question this trial is built to answer. It is also the question that has divided development economists for a decade. Who is behind it The programme is run by GiveDirectly, a US nonprofit that specialises in unconditional cash transfers, in coordination with the Malawian government. It is philanthropic money, not state or World Bank funding. The main funder is the Canva Foundation, the philanthropy of Canva co-founders Melanie Perkins and Cliff Obrecht. It committed US$50m to the Malawi work between 2021 and 2023, then added a US$100m anchor pledge in October 2025, the largest single gift in GiveDirectly’s history, with the money flowing over the following four years. The research partners are Oxford University, Harvard University and IDinsight. They describe the work as the largest randomised controlled trial of unconditional cash transfers ever run in a low-income country. The involvement of a randomised design matters for how the results should be read later. It means there is a comparison group, which most large aid programmes lack. What is already visible on the ground Reporting from the districts has picked out small enterprises rather than consumption. A tailor in Chiradzulu, William Mwacho, bought a 500,000-kwacha (about US$290) electric sewing machine to keep up with a surge in orders. In the village of Kamala, a 19-year-old set up a makeshift cinema. Both are the kind of investment that only makes sense if customers nearby also have money. These are anecdotes, not findings. The trial’s own results are not yet published, and individual stories are the weakest form of evidence about a programme of this size. The context that makes this unusually live The trial is running just as a migration crisis unfolds next door. South Africa’s Home Affairs ministry says 44,080 Malawians returned home between 14 June and 8 July, the largest group among more than 53,000 foreign nationals repatriated or deported as anti-migrant protests escalated. Remittances and cross-border work have long been part of how Malawian households manage. That coincidence sharpens the question the study is asking: if income can be raised at home, the pull of precarious work abroad weakens. It is worth being careful about the districts. The programme covers two of them, not the country, and the published material does not set out how the control areas were selected. What to watch The first thing is publication. A trial of this size will produce results in stages, and the general equilibrium findings are the ones worth waiting for. The second is inflation in the treated districts. If local prices rise sharply, the real value of the transfer falls, and that is the central risk critics have raised. The third is what happens when the money stops. A four-year funding commitment is not a permanent income, and the durability of any gains is the hardest thing to measure. Frequently asked questions How large is the Malawi cash transfer programme? GiveDirectly puts it at US$198m and describes it as the world’s largest trial of unconditional direct cash transfers. How much does each person receive? About 1.2 million kwacha (close to US$700), with no restrictions on how it is spent. As many as 230,000 adults across two districts are receiving it. Who is funding it? The Canva Foundation, which committed US$50m between 2021 and 2023 and added a US$100m anchor pledge in October 2025. The programme is run by GiveDirectly; it is not a Malawian government or World Bank scheme. Who is studying the results? Researchers from Oxford University, Harvard University and IDinsight, running what they describe as the largest randomised controlled trial of unconditional cash transfers in a low-income country. What is the trial testing? General equilibrium effects: what happens to prices, wages and local businesses when a whole area receives money rather than selected households. Connected Coverage More from our Southern Africa desk and the wider Africa: The New Scramble. We reported the Canva founders’ US$150m commitment, and covered the pressure on Malawians in South Africa in the same weeks. Sources This article was produced by The Rio Times’ automated newsroom system. How we use AI · Report an error Read More from The Rio Times