Индиец сравнил доходы в США и Индии: при зарплате в $8000 он экономит больше, чем при 25 лакхах в родной стране

An Indian man who has lived in the US for the past 15 years has sparked an online debate after comparing his finances on an $ 8,000-a-month salary in America, roughly Rs 1 crore annually, with what he earned on a Rs 25 lakh package in India. Despite earning significantly more in the US, he claimed he was able to save more while living in India. In a video shared on Instagram, Nitin Malhotra detailed his monthly expenses in the US and explained why a seemingly high American salary does not necessarily translate into greater savings. "1 crore ka package hai mera America mein, yani lagbhag 8,000 dollars ka. Wahi India ke andar mera Rs 25 lakh ka package tha. Mujhe lagta hai mera paisa wahan par zyada bachta tha," he said in the video. Life in India vs US According to Malhotra, a large portion of his monthly income in the US goes towards housing and taxes. He said that around $2,500 is spent on his home mortgage, while approximately $1,500 is deducted in taxes, leaving him with about $4,000. He said another $500 goes towards insurance for his two cars, while health insurance for himself, his wife and their child costs around $500 a month. Food is another significant expense, with Malhotra estimating that his family spends between $1,000 and $1,200 every month. He also spends around $500 to $800 on miscellaneous expenses, including medical costs and medicines. Phone and internet bills add further to his monthly expenditure. "Toh aapke paas 1,000-1,200 dollars hi bachta hai," he said. Malhotra also highlighted the potential cost of childcare. He said daycare expenses were not included in his calculation because his wife is currently not working. However, if she starts working, he expects daycare and other related expenses to further increase the family's monthly spending. He then compared his current finances with his situation in India, where he earned Rs 25 lakh annually, or approximately Rs 2 to Rs 2.5 lakh a month. "Toh Rs 30,000 agar main rent pe makaan loon, khaana-peena bhi khaun, toh khushi-khushi se 1-1.25 lakh rupees bacha leta," he said. Internet reacts The comparison triggered a range of reactions online, with users discussing the differences between salaries, expenses and quality of life in India and the US. One user said, “I feel you bro, but I choose work-life balance. It's what it is.” Another person said, “The US is expensive. I have spent my life in India and recently came to the USA. Quality of life, no corruption, good infrastructure and prompt emergency services are good in US. Bthe ut here fear is a, thelways of job loss. In India you can still survive with a low salary, but US mai nahi chalega.” A third user said, “If I were in your place, I would be thankful; you are living a comfortable life, and here you won't have that kind of luxury.” Discover the latest Business News, Sensex, and Nifty updates. Obtain Personal Finance insights, tax queries, and expert opinions on Moneycontrol or download the Moneycontrol App to stay updated! Find the best of Al News in one place, specially curated for you every weekend. Stay on top of the latest tech trends and biggest startup news.