Фонд Cartu опроверг фейки о программе списания долгов 2018 года

The Cartu Foundation has issued a statement clarifying details of its 2018 loan write-off program following what it described as “false information” circulating on social media. Foundation says in 2018, under its Social Solidarity Act initiative, Cartu purchased problematic debts of individuals totaling GEL 4.104 billion. The program resulted in the forgiveness of 1,387,296 loans held by 615,164 individuals and involved 55 banks and other financial institutions operating in Georgia. Cartu said it purchased all loans that met the criteria announced in advance. These included loans with a principal amount not exceeding GEL 2,000 where the individual borrower had not made an interest payment during the previous year. The foundation stressed that debts were purchased only from financial institutions that had agreed to participate in the program. Individuals covered by the initiative can verify their status and obtain relevant documentation from the Creditinfo credit bureau. Cartu said it can also provide information regarding a specific loan upon receiving a written request from the borrower. The foundation emphasized that the debts were purchased solely for the purpose of forgiving them and that Cartu would not make any claims against borrowers over those loans. “If today a credit institution demands that an individual repay a loan from the period in question, this is either an error, which can easily be verified, or the specific obligation did not meet the established criteria and therefore was not included in the 2018 program,” the foundation said. Cartu urged individuals concerned about their debts to verify the status of their obligations with the relevant institutions rather than rely on information circulating on social media.